/* CashLaunch — Warm, editorial financial education */

:root {
  --bg: #FBF8F3;
  --bg-alt: #F2EDE4;
  --fg: #1A1A1A;
  --fg-muted: #6B6B6B;
  --green: #1A3A2A;
  --green-light: #2D5A42;
  --amber: #E8A838;
  --amber-light: #F4C56B;
  --sage: #8BAF8A;
  --cream-border: #E0D9CE;
  --white: #FFFFFF;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  background: var(--bg);
  color: var(--fg);
  font-family: 'DM Sans', system-ui, sans-serif;
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* ——— Header ——— */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(251, 248, 243, 0.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--cream-border);
  padding: 0 40px;
}

.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}

.wordmark {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--green);
  letter-spacing: -0.02em;
}

.site-header nav {
  display: flex;
  gap: 32px;
}

.site-header nav a {
  color: var(--fg-muted);
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  transition: color 0.2s;
}

.site-header nav a:hover { color: var(--green); }

/* ——— Section helpers ——— */
.section-inner {
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 40px;
}

.section-label {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--amber);
  margin-bottom: 20px;
}

.section-heading {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: clamp(32px, 5vw, 52px);
  font-weight: 700;
  color: var(--green);
  line-height: 1.15;
  letter-spacing: -0.02em;
  margin-bottom: 24px;
}

.section-heading em {
  font-style: italic;
  color: var(--amber);
}

.section-body {
  font-size: 18px;
  color: var(--fg-muted);
  max-width: 600px;
  margin-bottom: 56px;
}

/* ——— Hero ——— */
.hero {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 60px;
  align-items: center;
  padding: 100px 40px 80px;
  max-width: 1160px;
  margin: 0 auto;
  position: relative;
}

.hero-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--amber);
  background: rgba(232, 168, 56, 0.1);
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 28px;
}

.hero-headline {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: clamp(40px, 6vw, 68px);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.03em;
  color: var(--green);
  margin-bottom: 24px;
}

.hero-headline em {
  font-style: italic;
  color: var(--amber);
}

.hero-sub {
  font-size: 19px;
  color: var(--fg-muted);
  max-width: 520px;
  line-height: 1.7;
  margin-bottom: 48px;
}

.hero-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.hero-step {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  padding: 20px 0;
  border-bottom: 1px solid var(--cream-border);
}

.hero-step:last-child { border-bottom: none; }

.step-icon {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 13px;
  font-weight: 600;
  color: var(--amber);
  width: 28px;
  flex-shrink: 0;
  padding-top: 4px;
}

.step-body strong {
  display: block;
  font-size: 16px;
  font-weight: 600;
  color: var(--green);
  margin-bottom: 2px;
}

.step-body span {
  font-size: 14px;
  color: var(--fg-muted);
}

/* Hero decoration */
.hero-decoration {
  position: relative;
  width: 280px;
  height: 280px;
  flex-shrink: 0;
}

.deco-ring {
  position: absolute;
  border-radius: 50%;
  border: 1px solid var(--cream-border);
}

.deco-ring-1 {
  width: 280px; height: 280px;
  top: 0; right: 0;
  background: radial-gradient(circle at 60% 40%, rgba(232,168,56,0.06) 0%, transparent 70%);
}

.deco-ring-2 {
  width: 200px; height: 200px;
  top: 40px; right: 40px;
  border-color: rgba(232,168,56,0.25);
}

.deco-ring-3 {
  width: 120px; height: 120px;
  top: 80px; right: 80px;
  border-color: rgba(232,168,56,0.4);
}

.deco-stat {
  position: absolute;
  bottom: 40px;
  right: 0;
  text-align: right;
}

.stat-num {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 42px;
  font-weight: 700;
  color: var(--green);
  line-height: 1;
}

.stat-label {
  font-size: 12px;
  color: var(--fg-muted);
  max-width: 130px;
  text-align: right;
  line-height: 1.4;
  margin-top: 6px;
}

/* ——— Steps section ——— */
.steps-section {
  background: var(--bg-alt);
  padding: 100px 0;
  border-top: 1px solid var(--cream-border);
  border-bottom: 1px solid var(--cream-border);
}

.step-card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2px;
}

.step-card {
  background: var(--bg);
  padding: 40px 36px 44px;
  position: relative;
}

.card-number {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 64px;
  font-weight: 700;
  color: rgba(26, 58, 42, 0.08);
  position: absolute;
  top: 20px;
  right: 24px;
  line-height: 1;
}

.card-icon { margin-bottom: 20px; }

.step-card h3 {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 22px;
  font-weight: 600;
  color: var(--green);
  margin-bottom: 12px;
  line-height: 1.3;
}

.step-card > p {
  font-size: 15px;
  color: var(--fg-muted);
  margin-bottom: 20px;
  line-height: 1.6;
}

.card-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.card-list li {
  font-size: 14px;
  color: var(--fg);
  padding-left: 16px;
  position: relative;
}

.card-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 9px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--amber);
}

/* ——— Products section ——— */
.products-section {
  padding: 100px 0;
}

.product-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2px;
}

.product-item {
  background: var(--bg);
  border: 1px solid var(--cream-border);
  padding: 36px 32px;
}

.product-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}

.product-cat {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--fg-muted);
  background: var(--bg-alt);
  padding: 4px 10px;
  border-radius: 4px;
}

.product-rate {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 18px;
  font-weight: 700;
  color: var(--amber);
}

.product-item h3 {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 20px;
  font-weight: 600;
  color: var(--green);
  margin-bottom: 10px;
}

.product-item > p {
  font-size: 14px;
  color: var(--fg-muted);
  line-height: 1.6;
  margin-bottom: 14px;
}

.product-hint {
  font-size: 13px;
  color: var(--fg);
  background: rgba(139, 175, 138, 0.15);
  padding: 10px 14px;
  border-left: 3px solid var(--sage);
  font-style: italic;
}

/* ——— Manifesto section ——— */
.manifesto-section {
  background: var(--green);
  padding: 100px 40px;
}

.manifesto-inner {
  max-width: 1160px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.manifesto-quote {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: clamp(20px, 2.5vw, 26px);
  font-style: italic;
  color: rgba(255,255,255,0.9);
  line-height: 1.5;
  border-left: 3px solid var(--amber);
  padding-left: 28px;
}

.manifesto-body h2 {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 28px;
  font-weight: 600;
  color: #fff;
  margin-bottom: 20px;
}

.manifesto-body p {
  font-size: 15px;
  color: rgba(255,255,255,0.7);
  line-height: 1.75;
  margin-bottom: 16px;
}

/* ——— Testimonials section ——— */
.testimonials-section {
  padding: 100px 0;
  background: var(--bg-alt);
  border-top: 1px solid var(--cream-border);
}

.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2px;
}

.testimonial-card {
  background: var(--bg);
  padding: 36px 32px;
  border-top: 3px solid var(--amber);
}

.testimonial-text {
  font-size: 15px;
  color: var(--fg);
  line-height: 1.7;
  margin-bottom: 20px;
  font-style: italic;
}

.testimonial-person {
  font-size: 13px;
  font-weight: 600;
  color: var(--fg-muted);
}

/* ——— Closing section ——— */
.closing-section {
  padding: 120px 40px;
  text-align: center;
  background: var(--bg);
  position: relative;
  overflow: hidden;
}

.closing-inner h2 {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: clamp(40px, 7vw, 80px);
  font-weight: 700;
  color: var(--green);
  line-height: 1.1;
  letter-spacing: -0.03em;
  margin-bottom: 24px;
}

.closing-inner h2 em {
  font-style: italic;
  color: var(--amber);
}

.closing-inner > p {
  font-size: 18px;
  color: var(--fg-muted);
  max-width: 520px;
  margin: 0 auto 0;
  line-height: 1.7;
}

.closing-rings {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 500px;
  height: 500px;
  pointer-events: none;
}

.closing-ring {
  position: absolute;
  border-radius: 50%;
  border: 1px solid var(--cream-border);
}

.cr-1 { width: 500px; height: 500px; top: 0; left: 0; }
.cr-2 { width: 360px; height: 360px; top: 70px; left: 70px; border-color: rgba(232,168,56,0.15); }
.cr-3 { width: 220px; height: 220px; top: 140px; left: 140px; border-color: rgba(232,168,56,0.25); }

/* ——— Footer ——— */
.site-footer {
  background: var(--green);
  color: rgba(255,255,255,0.7);
  padding: 60px 40px 30px;
}

.footer-inner {
  max-width: 1160px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 60px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  margin-bottom: 24px;
}

.footer-brand .wordmark {
  color: #fff;
  display: block;
  margin-bottom: 12px;
}

.footer-brand p {
  font-size: 14px;
  color: rgba(255,255,255,0.5);
  max-width: 260px;
}

.footer-links {
  display: flex;
  gap: 60px;
}

.footer-col h4 {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  margin-bottom: 16px;
}

.footer-col a {
  display: block;
  font-size: 14px;
  color: rgba(255,255,255,0.7);
  text-decoration: none;
  margin-bottom: 10px;
  transition: color 0.2s;
}

.footer-col a:hover { color: var(--amber); }

.footer-bottom {
  max-width: 1160px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 20px;
}

.footer-bottom p {
  font-size: 12px;
  color: rgba(255,255,255,0.3);
  max-width: 600px;
  line-height: 1.6;
}

/* ——— Responsive ——— */
@media (max-width: 900px) {
  .hero { grid-template-columns: 1fr; padding: 60px 24px 60px; }
  .hero-decoration { display: none; }
  .step-card-grid { grid-template-columns: 1fr; gap: 2px; }
  .product-grid { grid-template-columns: 1fr; }
  .manifesto-inner { grid-template-columns: 1fr; gap: 40px; }
  .testimonial-grid { grid-template-columns: 1fr; }
  .footer-inner { grid-template-columns: 1fr; gap: 40px; }
  .footer-links { gap: 40px; }
  .site-header { padding: 0 24px; }
  .section-inner { padding: 0 24px; }
  .manifesto-section { padding: 60px 24px; }
}

/* ——— Guide Page ——— */
.guide-hero {
  background: var(--bg);
  border-bottom: 1px solid var(--cream-border);
  padding: 80px 40px;
}
.guide-hero-inner {
  max-width: 1160px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 60px;
  align-items: center;
}
.guide-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--amber);
  background: rgba(232,168,56,0.1);
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 20px;
}
.guide-headline {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: clamp(36px, 5vw, 60px);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.03em;
  color: var(--green);
  margin-bottom: 16px;
}
.guide-headline em { font-style: italic; color: var(--amber); }
.guide-subhead {
  font-size: 17px;
  color: var(--fg-muted);
  max-width: 480px;
  line-height: 1.65;
  margin-bottom: 40px;
}
.guide-steps-overview {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  border: 1px solid var(--cream-border);
  background: var(--white);
}
.guide-step-preview {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 18px;
  border-bottom: 1px solid var(--cream-border);
  border-right: 1px solid var(--cream-border);
}
.guide-step-preview:nth-child(2n) { border-right: none; }
.guide-step-preview:nth-last-child(-n+2) { border-bottom: none; }
.gsp-num {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 13px;
  font-weight: 700;
  color: var(--amber);
  width: 22px;
  flex-shrink: 0;
}
.gsp-label { font-size: 13px; font-weight: 500; color: var(--fg); }

.guide-hero-aside { flex-shrink: 0; }
.guide-anchor-card {
  background: var(--white);
  border: 1px solid var(--cream-border);
  padding: 28px 24px;
  width: 280px;
  position: relative;
}
.anchor-badge {
  position: absolute;
  top: -12px;
  left: 20px;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  background: var(--amber);
  color: var(--green);
  padding: 4px 10px;
  border-radius: 3px;
}
.anchor-icon-wrap { margin-bottom: 12px; }
.guide-anchor-card h3 {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 16px;
  font-weight: 600;
  color: var(--green);
  margin-bottom: 8px;
}
.guide-anchor-card > p { font-size: 13px; color: var(--fg-muted); line-height: 1.55; margin-bottom: 16px; }
.anchor-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; border-top: 1px solid var(--cream-border); padding-top: 16px; }
.anchor-stat { text-align: center; }
.as-val { display: block; font-family: 'Playfair Display', Georgia, serif; font-size: 26px; font-weight: 700; color: var(--green); }
.as-label { font-size: 11px; color: var(--fg-muted); }

/* ——— Guide Step Sections ——— */
.guide-step {
  padding: 80px 40px;
  border-bottom: 1px solid var(--cream-border);
}
.guide-step-alt { background: var(--bg-alt); }
.guide-step-inner { max-width: 1160px; margin: 0 auto; }
.step-header { display: flex; align-items: flex-start; gap: 20px; margin-bottom: 48px; }
.step-num-badge {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 48px;
  font-weight: 700;
  color: rgba(26,58,42,0.1);
  line-height: 1;
  flex-shrink: 0;
}
.step-title {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: clamp(24px, 3vw, 36px);
  font-weight: 700;
  color: var(--green);
  line-height: 1.2;
  margin-bottom: 8px;
}
.step-desc { font-size: 17px; color: var(--fg-muted); max-width: 560px; }
.step-content { display: grid; grid-template-columns: 1fr 360px; gap: 48px; }
.step-info-col {}
.step-action-col {}

/* Score buckets */
.score-buckets { display: flex; flex-direction: column; gap: 12px; }
.score-bucket { display: flex; flex-direction: column; padding: 16px 20px; border-radius: 8px; border: 1px solid; }
.bucket-bad { background: rgba(220,50,50,0.05); border-color: rgba(220,50,50,0.2); }
.bucket-label { font-size: 14px; font-weight: 700; color: #c0392b; margin-bottom: 6px; }
.bucket-advice { font-size: 14px; color: var(--fg-muted); line-height: 1.5; }
.bucket-fair { background: rgba(232,168,56,0.05); border-color: rgba(232,168,56,0.25); }
.bucket-fair .bucket-label { color: #c07000; }
.bucket-good { background: rgba(139,175,138,0.08); border-color: rgba(139,175,138,0.3); }
.bucket-good .bucket-label { color: #3a7a3c; }
.bucket-excellent { background: rgba(26,58,42,0.06); border-color: rgba(26,58,42,0.2); }
.bucket-excellent .bucket-label { color: var(--green); }

/* Action card */
.action-card {
  background: var(--white);
  border: 1px solid var(--cream-border);
  border-top: 3px solid var(--sage);
  padding: 28px 24px;
}
.action-card-warm { border-top-color: var(--amber); }
.action-icon { color: var(--sage); margin-bottom: 14px; }
.action-card h4 {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 18px;
  font-weight: 600;
  color: var(--green);
  margin-bottom: 14px;
}
.action-list { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.action-list li { font-size: 13px; color: var(--fg); line-height: 1.5; padding-left: 14px; position: relative; }
.action-list li::before { content: '–'; position: absolute; left: 0; color: var(--amber); }
.action-note { font-size: 12px; color: var(--fg-muted); margin-top: 14px; font-style: italic; }

/* Comparison table */
.comparison-wrap { overflow-x: auto; }
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  font-size: 14px;
}
.comparison-table th {
  background: var(--green);
  color: rgba(255,255,255,0.85);
  font-weight: 600;
  font-size: 12px;
  text-align: left;
  padding: 12px 16px;
  letter-spacing: 0.04em;
}
.comparison-table th:first-child { border-radius: 6px 0 0 0; }
.comparison-table th:last-child { border-radius: 0 6px 0 0; }
.comparison-table td { padding: 14px 16px; border-bottom: 1px solid var(--cream-border); color: var(--fg); vertical-align: top; }
.comparison-table tr:last-child td { border-bottom: none; }
.comparison-table tr:hover td { background: rgba(251,248,243,0.8); }
.row-anchor td { background: rgba(232,168,56,0.04); }
.cell-card strong { font-weight: 600; color: var(--green); display: block; margin-bottom: 4px; }
.cell-tag { display: inline-block; font-size: 10px; font-weight: 600; padding: 2px 7px; border-radius: 3px; margin-left: 6px; vertical-align: middle; background: var(--amber); color: var(--green); letter-spacing: 0.05em; }
.cell-tag.anchor { background: var(--green); color: #fff; }
.cell-rate { color: var(--green); font-weight: 500; }
.cell-fee { color: var(--green); font-weight: 600; }
.cell-bonus { color: #2d7a42; font-weight: 500; }
.sub-heading { font-family: 'Playfair Display', Georgia, serif; font-size: 18px; font-weight: 600; color: var(--green); margin-bottom: 16px; }
.guide-list { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.guide-list li { font-size: 14px; color: var(--fg); line-height: 1.5; padding-left: 16px; position: relative; }
.guide-list li::before { content: ''; position: absolute; left: 0; top: 9px; width: 6px; height: 6px; border-radius: 50%; background: var(--amber); }
.btn-primary {
  display: inline-block;
  background: var(--green);
  color: #fff;
  text-decoration: none;
  font-size: 14px;
  font-weight: 600;
  padding: 12px 20px;
  border-radius: 6px;
  margin-top: 16px;
  transition: background 0.2s;
  text-align: center;
}
.btn-primary:hover { background: var(--green-light); }
.btn-primary.btn-lg { padding: 14px 28px; font-size: 16px; }
.btn-secondary {
  display: inline-block;
  background: transparent;
  color: var(--fg-muted);
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
  padding: 12px 20px;
  border: 1px solid var(--cream-border);
  border-radius: 6px;
  margin-top: 12px;
  margin-left: 8px;
  transition: border-color 0.2s, color 0.2s;
}
.btn-secondary:hover { border-color: var(--fg-muted); color: var(--fg); }

/* Docs grid */
.doc-grid { display: flex; flex-direction: column; gap: 16px; }
.doc-item { display: flex; align-items: flex-start; gap: 14px; background: var(--white); padding: 16px 18px; border: 1px solid var(--cream-border); }
.doc-icon { color: var(--sage); flex-shrink: 0; margin-top: 2px; }
.doc-item strong { font-size: 14px; font-weight: 600; color: var(--green); display: block; margin-bottom: 4px; }
.doc-item p { font-size: 13px; color: var(--fg-muted); line-height: 1.5; }

/* Checklist */
.checklist-box { background: var(--white); border: 1px solid var(--cream-border); border-top: 3px solid var(--sage); padding: 24px 22px; }
.checklist-box h4 { font-family: 'Playfair Display', Georgia, serif; font-size: 16px; font-weight: 600; color: var(--green); margin-bottom: 16px; }
.checklist { display: flex; flex-direction: column; gap: 12px; margin-bottom: 16px; }
.check-item { display: flex; align-items: center; gap: 12px; cursor: pointer; font-size: 14px; color: var(--fg); }
.check-item input[type="checkbox"] { width: 18px; height: 18px; accent-color: var(--green); cursor: pointer; }
.checklist-msg { font-size: 13px; font-weight: 600; color: var(--green); }

/* Info boxes */
.info-box { background: var(--white); border: 1px solid var(--cream-border); padding: 24px 22px; margin-bottom: 16px; }
.info-box h4 { font-family: 'Playfair Display', Georgia, serif; font-size: 16px; font-weight: 600; color: var(--green); margin-bottom: 10px; }
.info-box p { font-size: 14px; color: var(--fg-muted); line-height: 1.6; margin-bottom: 8px; }
.info-box-sage { border-top: 3px solid var(--sage); }

/* Approval factors */
.approval-list { list-style: none; display: flex; flex-direction: column; gap: 0; }
.approval-list li { display: flex; justify-content: space-between; align-items: center; padding: 12px 0; border-bottom: 1px solid var(--cream-border); }
.approval-list li:last-child { border-bottom: none; }
.approval-factor { font-size: 14px; font-weight: 500; color: var(--fg); }
.approval-impact { font-size: 11px; font-weight: 700; letter-spacing: 0.06em; padding: 4px 8px; border-radius: 4px; }
.impact-high { background: rgba(26,58,42,0.1); color: var(--green); }
.impact-med { background: rgba(232,168,56,0.12); color: #8a6200; }
.impact-low { background: var(--bg-alt); color: var(--fg-muted); }

/* Field list */
.field-list { display: flex; flex-direction: column; gap: 20px; }
.field-item { padding-bottom: 20px; border-bottom: 1px solid var(--cream-border); }
.field-item:last-child { border-bottom: none; padding-bottom: 0; }
.field-item h4 { font-family: 'Playfair Display', Georgia, serif; font-size: 16px; font-weight: 600; color: var(--green); margin-bottom: 6px; }
.field-item p { font-size: 14px; color: var(--fg-muted); line-height: 1.6; }

/* Tips box */
.tips-box { background: rgba(232,168,56,0.07); border: 1px solid rgba(232,168,56,0.3); padding: 24px 22px; }
.tips-box h4 { font-family: 'Playfair Display', Georgia, serif; font-size: 16px; font-weight: 600; color: var(--green); margin-bottom: 14px; }
.tips-list { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.tips-list li { font-size: 13px; color: var(--fg); line-height: 1.6; padding-left: 14px; position: relative; }
.tips-list li::before { content: ''; position: absolute; left: 0; top: 8px; width: 6px; height: 6px; border-radius: 50%; background: var(--amber); }

/* Decision cards */
.decision-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-bottom: 32px; }
.decision-card {
  background: var(--white);
  border: 1px solid var(--cream-border);
  padding: 28px 24px;
}
.decision-approved { border-top: 3px solid #2d7a42; }
.decision-pending { border-top: 3px solid var(--amber); }
.decision-denied { border-top: 3px solid #c0392b; }
.decision-icon { margin-bottom: 16px; }
.decision-approved .decision-icon { color: #2d7a42; }
.decision-pending .decision-icon { color: var(--amber); }
.decision-denied .decision-icon { color: #c0392b; }
.decision-card h3 { font-family: 'Playfair Display', Georgia, serif; font-size: 20px; font-weight: 600; color: var(--green); margin-bottom: 8px; }
.decision-card p { font-size: 14px; color: var(--fg-muted); line-height: 1.6; margin-bottom: 20px; }
.decision-next .next-label { display: block; font-size: 11px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--fg-muted); margin-bottom: 10px; }
.decision-next ul { list-style: none; display: flex; flex-direction: column; gap: 6px; }
.decision-next li { font-size: 13px; color: var(--fg); padding-left: 14px; position: relative; }
.decision-next li::before { content: ''; position: absolute; left: 0; top: 7px; width: 5px; height: 5px; border-radius: 50%; background: var(--sage); }
.reconsider-box { background: rgba(26,58,42,0.06); border: 1px solid rgba(26,58,42,0.15); padding: 24px 28px; }
.reconsider-box h4 { font-family: 'Playfair Display', Georgia, serif; font-size: 16px; font-weight: 600; color: var(--green); margin-bottom: 8px; }
.reconsider-box p { font-size: 14px; color: var(--fg-muted); line-height: 1.65; }

/* Rules grid */
.rules-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.rule-card { background: var(--white); border: 1px solid var(--cream-border); padding: 24px 20px; }
.rule-icon {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 36px;
  font-weight: 700;
  color: rgba(26,58,42,0.08);
  line-height: 1;
  margin-bottom: 12px;
}
.rule-card h4 { font-family: 'Playfair Display', Georgia, serif; font-size: 17px; font-weight: 600; color: var(--green); margin-bottom: 8px; }
.rule-card p { font-size: 13px; color: var(--fg-muted); line-height: 1.65; }

/* Rewards calculator */
.rewards-calc { background: var(--white); border: 1px solid var(--cream-border); border-top: 3px solid var(--amber); padding: 24px 22px; }
.rewards-calc h4 { font-family: 'Playfair Display', Georgia, serif; font-size: 16px; font-weight: 600; color: var(--green); margin-bottom: 18px; }
.calc-inputs { display: flex; flex-direction: column; gap: 12px; margin-bottom: 20px; }
.calc-inputs label { font-size: 13px; font-weight: 600; color: var(--fg); display: flex; flex-direction: column; gap: 6px; }
.calc-inputs input, .calc-inputs select { padding: 10px 12px; border: 1px solid var(--cream-border); background: var(--bg); font-size: 14px; font-family: inherit; border-radius: 4px; }
.calc-result { background: var(--bg-alt); padding: 16px; border-radius: 6px; margin-bottom: 12px; }
.calc-row { display: flex; justify-content: space-between; align-items: center; padding: 6px 0; }
.calc-row span { font-size: 13px; color: var(--fg-muted); }
.calc-row strong { font-size: 18px; font-weight: 700; color: var(--green); }
.calc-note { font-size: 11px; color: var(--fg-muted); font-style: italic; }

/* Guide CTA */
.guide-cta { background: var(--green); padding: 80px 40px; text-align: center; }
.guide-cta-inner { max-width: 640px; margin: 0 auto; }
.guide-cta h2 { font-family: 'Playfair Display', Georgia, serif; font-size: 42px; font-weight: 700; color: #fff; margin-bottom: 16px; letter-spacing: -0.02em; }
.guide-cta p { font-size: 17px; color: rgba(255,255,255,0.75); line-height: 1.65; margin-bottom: 32px; }
.cta-actions { display: flex; align-items: center; justify-content: center; gap: 16px; flex-wrap: wrap; }
.guide-cta .btn-primary { background: var(--amber); color: var(--green); font-size: 16px; padding: 14px 28px; }
.guide-cta .btn-primary:hover { background: var(--amber-light); }
.guide-cta .btn-secondary { color: rgba(255,255,255,0.7); border-color: rgba(255,255,255,0.3); }
.guide-cta .btn-secondary:hover { border-color: rgba(255,255,255,0.6); color: #fff; }
.cta-disclaimer { font-size: 12px; color: rgba(255,255,255,0.4); line-height: 1.6; margin-top: 24px; }

/* Responsive */
@media (max-width: 900px) {
  .guide-hero-inner { grid-template-columns: 1fr; }
  .guide-hero-aside { display: none; }
  .step-content { grid-template-columns: 1fr; }
  .decision-grid { grid-template-columns: 1fr; }
  .rules-grid { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .guide-hero { padding: 48px 24px; }
  .guide-step { padding: 48px 24px; }
  .guide-cta { padding: 48px 24px; }
  .guide-steps-overview { grid-template-columns: 1fr; }
  .guide-step-preview { border-right: none; }
  .cta-actions { flex-direction: column; }
}